生活发生了. That’s why Patelco offers a wide range of 保险 options to help you recover quickly when the unexpected occurs.
Can limit your vehicle repair costs and provide rental car reimbursement and emergency roadside service.
$2,000 free policy for Patelco members, no medical or health questions required.
Can reduce or eliminate the gap between what your 保险 pays and what you owe on your loan if your vehicle is deemed a total loss.
对信用卡的保护, 汽车贷款, 以及失业时的个人贷款, 残疾, 或死亡.
整个 and Term 生活 options provide affordable coverage to protect your family and loved ones.
意外死亡 & Dismemberment 保险 pays a cash benefit if you die in a covered accident. 它还为事故造成的承保伤害支付福利, 包括视力丧失, 听力, 或演讲, 或者失去一只手, 脚, 眼睛, 拇指或食指. You can use this money to cover any expenses you have while you focus on recovery.
通常, 整个 生活 offers lifetime coverage that can help pay for final expenses and may include a cash value component that you can tap into during your lifetime. Term 生活 provides a guaranteed death benefit for a predetermined number of years. 定期寿险通常没有储蓄部分.
机械故障保险(MBI) limits your vehicle repair costs and can provide you with rental car reimbursement and emergency roadside service. 没有自付费用(扣除后), and you can have your vehicle serviced at any authorized repair facility in the US or Canada.
1 Mechanical Repair Coverage is Mechanical Breakdown 保险 in CA underwritten by Virginia Surety Company 公司. 在所有其他州, Mechanical Repair Coverage is a service contract provided and administered by Consumer Program Administrators, 公司. 除了新罕布什尔, 保险由哪里提供和管理 Consumer Program Administrators, 公司. dba消费者保修计划管理员, 在TX, 保险由哪里提供和管理 Consumer Program Administrators, 公司. dba消费者计划的管理员(TX许可证#175), 在佛罗里达州,好的, 保险由哪里提供和管理 佛罗里达汽车保修服务公司. (佛罗里达州许可证#60023和俄克拉荷马州许可证#44198051), 在西澳, where coverage is provided by National Product 车e Company and administered by Consumer Program Administrators, 公司.,均位于 西杰克逊大道175号.伊利诺斯州芝加哥市60604,1.800.752.6265. This coverage is made available to you by CUNA Mutual 保险 Agency, 公司.
2 TruStage 保险 is underwritten by CMFG 人寿保险 Company, a company that’s consistently rated ‘A’ (Excellent) for financial stability by AM Best.
3 Your purchase of MEMBER’S CHOICE™ 担保的资产 Protection (差距), 其中包括免赔援助, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for 差距. You should carefully read the contract for a full explanation of the terms. If you choose 差距, adding the 差距 fee to your loan amount will increase the cost of 差距. 您可以随时取消差距. If you cancel 差距 within 90 days, you will receive a full refund of any fee paid. mrc - 3628239.1-0621-0723, - 3628235的差距.1-0621, DP-3628229.1-0621-0723
4 Your purchase of 支付保护 with 生活 + is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of 债务 Protection with 生活 +. 您可以随时取消保护. If you cancel protection within 30 days you will receive a full refund of any fee paid.
5 TruStage 汽车 保险 Program is made available through TruStage 保险 Agency, LLC. Coverage provided and underwritten by Liberty Mutual 保险 Company or its subsidiaries or affiliates.马萨诸塞州波士顿伯克利街175号02116美国. 平等住房保险公司. Discounts and savings are available where state laws and regulations allow, and may vary by state. 某些折扣只适用于特定的保险项目. 在法律允许的范围内, applicants are individually underwritten; not all applicants may qualify. ©2022利宝互助保险公司.
6 TruStage® 意外死亡 and Dismemberment 保险 is made available through TruStage 保险 Agency, 由CMFG人寿保险公司签发, 邮政信箱61号, Waverly IA 50677-0061. This 保险 is not federally insured or guaranteed or sold by your credit union. Be sure to understand the complete details of coverage, including any exclusions and limitations. Your credit union enables this 保险 program to be offered and is entitled to compensation from TruStage 保险 Agency. ©信托保险代理公司. 基本政策编号.E10a-015-2012, E10a-014-2012, E10a-ADD-2012和2018-ADD-POL. 产品的可用性和功能可能因州而异. gen - 5367262.1-1222-0224
保险 products are not deposits of 帕特尔科信用合作社 and are not insured by the NCUA. They are not guaranteed by 帕特尔科信用合作社 and may be subject to risk. Any 保险 required as a condition of an extension of credit by 帕特尔科信用合作社 need not be purchased from Patelco 保险 Services and may be purchased from an agent or an 保险 company of the member’s choice. Patelco 保险 Services is a subsidiary of 帕特尔科信用合作社. 保险产品由Patelco保险服务公司提供, 加州保险代理公司(许可证#0C97544). Any complaints may be filed with the California Department of 保险, 保险.ca.政府.